Compound Interest
Model how an initial deposit and regular contributions grow over time through the effect of compounding returns.
Parameters
£
£
7.0%0.1 – 20%
20 years1 – 50
Final Balance
—
Total Contributed
—
Interest Earned
—
Savings Goal Planner
Calculate the exact monthly savings required to reach a financial target by a specified date.
Parameters
£
£
3 years1 – 30
4.5%0 – 15%
Monthly Saving Required
—
Total Contributions
—
Interest Earned
—
Investment Growth Simulator
Project portfolio growth across three market scenarios with regular contributions over a defined horizon.
Capital & Contributions
£
£
Return Rate Scenarios
%
%
%
25 years1 – 40
Total Contributed
—
Pension Calculator
Estimate the size of your retirement fund and projected annual income based on your contributions and investment growth.
Your Details
£
£
£
7%1 – 15%
Projected Pension Pot
—
Est. Annual Income
—
Est. Monthly Income
—
Years to Retirement
—
Income estimated using 4% annual drawdown. State pension not included. Past performance is not indicative of future results.
Mortgage Calculator
Calculate monthly repayments, total interest payable, and loan-to-value ratio on a repayment mortgage.
Property Details
£
£
4.5%0.5 – 15%
25 years5 – 35
Monthly Payment
—
Total Repaid
—
Total Interest
—
LTV Ratio
—
Stamp Duty Calculator
Calculate Stamp Duty Land Tax (SDLT) on residential property purchases in England and Northern Ireland — 2024/25 rates.
Rates apply to England & Northern Ireland only. Scotland uses Land and Buildings Transaction Tax (LBTT); Wales uses Land Transaction Tax (LTT).
Property Details
£
Stamp Duty Payable
—
Effective Rate
—
Total Cost of Purchase
—
Loan Repayment
Calculate monthly payments, total interest, and total cost for any personal loan or finance agreement.
Loan Details
£
%
48 months (4 yrs)6 – 120
Monthly Payment
—
Total Repaid
—
Total Interest
—
UK Income Tax Calculator
Estimate your take-home pay after income tax, National Insurance contributions, and optional pension deductions — 2024/25 England rates.
Income Details
£
%
Annual Take-Home
—
Monthly Take-Home
—
Income Tax
—
National Insurance
—
VAT Calculator
Add VAT to a net amount or extract VAT from a gross figure. Supports standard, reduced, zero, and custom rates.
Parameters
£
Ex-VAT Amount
—
VAT Amount
—
Inc-VAT Amount
—
ROI Calculator
Measure return on investment for any asset, project, or venture — including annualised CAGR.
Investment Details
£
£
£
Total ROI
—
Net Profit / Loss
—
Annualised Return (CAGR)
—
Inflation Calculator
Understand the real purchasing power of money over time and what a sum today will be worth in the future.
Parameters
£
%
10 years1 – 50
Future Equivalent Value
—
Purchasing Power Lost
—
Real Value in Today's £
—
Break-Even Analysis
Calculate the sales volume required to cover all costs for a product, service, or business venture.
Cost & Revenue Inputs
£
£
£
£
Break-Even Units
—
Break-Even Revenue
—
Contribution Margin
—
Units for Target Profit
—
Currency Converter
Convert between major world currencies using indicative market rates across 15 currencies.
Conversion
Converted Amount
—
Exchange Rate
—
Inverse Rate
—
Indicative rates only — updated periodically. Not suitable for live transactional use.